Payment processing · Toronto, Canada

Secure, dependable payment processing for your business

Concept Payments Corp. is a privately held Canadian company that helps merchants accept card and electronic payments in store, online and over the phone. Our focus is safe, reliable processing and personal service.

Services

Payment processing built around what merchants actually need: accepting payments easily, getting paid reliably and understanding every transaction.

Merchant accounts

Accept major credit and debit cards and other electronic payments, whether your customers pay at the counter, on your website or by phone.

  • Card-present and card-not-present sales
  • Authorization, settlement and payment management
  • Reporting and reconciliation tools
  • Personal account support

Payment gateway & online payments

One platform for online merchants to accept payments securely, with transaction management, payout management and centralized fraud control built in.

  • E-commerce and phone-order payments
  • Risk management and fraud screening
  • Transaction and payout management
  • Customized reporting

Sales-partner program

Merchant referrers, independent sales agents, resellers and associations can partner with Concept Payments to offer processing to their clients.

  • Referral and reseller options
  • Partner reporting
  • A dedicated relationship contact
  • Solutions tailored to your client base

Industries we serve

We work with a wide range of businesses. If yours isn't listed, get in touch and we'll tell you plainly whether we're a good fit.

Retail E-commerce Restaurants & hospitality Professional services Trades & home services Health & wellness Associations & memberships

Why Concept Payments

Businesses trust us with their payments, and we take that responsibility seriously.

Security first

Protecting payment and customer data is central to how we work, from onboarding and risk review through to every transaction we handle.

Long-established

Concept Payments has served merchants and partners for more than a decade, working alongside established banking and processing partners.

Canadian, with international reach

We're headquartered in Toronto and have experience supporting merchants in Canada and internationally.

Straight answers, personal service

You'll deal with people who explain your options and fees clearly and who stay with you after you're set up.

Apply for a merchant account

Tell us a little about your business. A member of our team will review your details and follow up to discuss the right setup and next steps. There's no obligation.

  1. Send your enquiryA few details about your business and how you take payments today.
  2. Talk with our teamWe'll contact you to understand your needs and explain the options and fees that fit.
  3. Complete your applicationIf we're a good match, we'll guide you through the full merchant application.

Merchant application enquiry

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Contact us

Questions about processing, pricing or becoming a sales partner? Send us a note and we'll get back to you.

Concept Payments Corp.
17A Haig Ave
Toronto, ON M1N 2W2
Canada

Send a message

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Concept Payments Corp. uses the details you submit to respond to your enquiry. Ticking the box above is optional. See our Privacy Policy.